Meta is considering charging EU users €13 a month to access an ad-free version of Instagram or Facebook on their phones, the Wall Street Journal reports. The tech giant is also considering a €16 fee to use Instagram and Facebook without adverts on desktop. Accessing both apps on smartphones would cost about €19 a month — a whopping €230 per year.    The proposal is an attempt by Meta to appease EU regulators, who are cracking down on social media platforms that display highly targeted ads without first gaining user consent.  Regulations limiting the company’s use of personal data for…This story continues at The Next Web